Friday, July 18, 2014

SSS members get 5% pension hike

MANILA, Philippines - The Social Security System (SSS) yesterday announced a five percent across-the-board pension increase for its 1.9 million retired members effective this month. 
To provide time for the implementation of necessary adjustments, the increase would be paid out starting August, including the additional amounts for June and July, according to Agnes San Jose, SSS vice president for Benefits Administration. 
Qualified to receive bigger benefits are all active pensioners for retirement, death and disability as of May 31. 
With the increase, a person who receives a monthly pension of P3,000 for instance, will get an additional P150 for a total of P3,150. 
The minimum retirement pension varies depending on the person’s contribution period and monthly salary credit on which their contributions are based. The longer the contribution period and the bigger the contribution made when the person retired, the higher the pension.   
Under the SSS charter, the minimum guaranteed pension is P1,200 if the credited years of service are more than 10 years but fewer than 20 years or P2,400 if the credited years of service are at least 20 years. Currently, the maximum monthly salary credit is P16,000. 
Headlines ( Article MRec ), pagematch: 1, sectionmatch: 1The SSS, however, said that Employees Compensation (EC) pensions, which are granted on top of regular SSS pensions for members with work-related contingencies, are excluded from the five-percent increase since they were already granted a 10-percent hike in funeral, disability and death benefits.  President Aquino earlier issued Executive Order 167, doubling the workers’ funeral benefits to P20,000 as provided by the Employees Compensation Commission.  
The benefits would be given provided that the stability of the insurance funds is not affected and there is no corresponding increase in the EC contribution from the employers. 
The expansion of the agency’s membership base and rationalization of financial activities boosted the SSS’s collections by 9.4 percent to P103 billion from P94 billion.
This allowed the agency to give out more benefits to members last year, from P84 billion to P91.4 billion.   “The SSS will continue to pursue more reforms to improve its long-term financial health as well as enhance its benefit levels,” San Jose said in statement.

Source: http://www.philstar.com/headlines/2014/06/07/1331966/sss-members-get-5-pension-hike

Letter Leave of Absence

Engr. Franz Xyrlo I. Tobias
Frisco, SFDM, Quezon City
09156781245xxx@gmail.com




Pepe Cruz
Manager
Jollibee Corporation
Diliman, Quezon City


July 15, 2014

Dear Mr. Pepe Cruz,
I would like to seek permission to seek a leave of absence due to personal reasons. I am happy to transfer my assigned work to a capable office mate prior to your approval.
Rest assured that I will be returning to work after I work out my problems. 
If I can be of any help during this transition, please let me know.

Sincerely,
Engr. Franz Xyrlo I. Tobias

Resignation Letter

Engr. Franz Xyrlo I. Tobias
Frisco, SFDM, Quezon City
09156781245xxx@gmail.com




Pepe Cruz
Manager
Jollibee Corporation
Diliman, Quezon City


July 15, 2014

Dear Mr. Pepe Cruz,
I would like to inform you that I am resigning from my position as Account Executive for the Jollibee Corporation, effective August 1, 2014. 
Thank you for the opportunities for professional and personal development that you have provided me during my brief stay in our company. I have enjoyed working for the agency and appreciate the support provided me during my tenure with the company.
If I can be of any help during this transition, please let me know.

Sincerely,
Engr. Franz Xyrlo I. Tobias

Thursday, July 17, 2014

SSS RETIREMENT BENEFIT


What is the retirement benefit?
It is a cash benefit either in monthly pension or lump sum paid to a member who can no longer work due to old age.
Who may qualify for a retirement benefit?
  1. A member who is 60 years old, separated form employment or ceased to be self-employed, and has paid at least 120 monthly contributions prior to the semester of retirement.
  2. A member who is 65 years old whether employed or not and has paid at least 120 monthly contributions prior to the semester of retirement.
For Underground Mineworkers:
  1. Has reached the age of 55 years old and is an underground mineworker for at least 5 years (either continuous or accumulated) prior to the semester of retirement but whose actual date of retirement is not earlier than March 13, 1998; separated from employment or in the case of self-employed, has ceased self-employment, and has paid at least 120 monthly contributions prior to the semester of retirement.
  2. Has reached the age of 60 years old whether employed or not.
What are the types of retirement benefits?
They are:
  1. the monthly pension, and
  2. the lump sum amount.
The monthly pension is a lifetime cash benefit paid to a retiree who has paid at least 120 monthly contributions to the SSS prior to the semester of retirement.
The lump sum amount is granted to a retiree who has not paid the required 120 monthly contributions. It is equal to the total contributions paid by the member and by the employer including interest.
How much monthly pension will a retiree receive?
The monthly pension depends on the members paid contributions, including the credited years of service (CYS) and the number of dependent minor children but not to exceed five. The amount of monthly pension will be the highest of:
  1. the sum of P300 plus 20 percent of the average monthly salary credit plus 2 per cent of the average monthly salary credit for each accredited year of service (CYS) in excess of ten years; or
  2. 40 per cent of the average monthly salary credit; or
  3. P1,200, provided that the credited years of service (CYS) is at least 10 or more but less than 20 or P2,400, if the CYS is 20 or more. The monthly pension is paid for not less than 60 months.
A retiree has the option to receive the first 18 monthly pension in lump sum discounted at a preferential rate of interest to be determined by the SSS. The option should be exercised upon filing of the first retirement claim. Only advance payments shall be discounted on the date of the payment. The dependents’ pension and 13th month pensions are excluded from the 18 months lump sum pension.
The member will receive the monthly pension on the 19th month and every month thereafter.
What happens when the retirement pensioner resumes employment?
The monthly pension shall be suspended upon the re-employment or resumption of self-employed of a retired member who is less than 65 years old. The member shall again be subjected to compulsory coverage. At 65 year old whether employed or not, he can already claim for retirement benefit.
How much is the monthly pension of a member who retires after age 60 and who has contributed the required 120 monthly contributions?
The monthly pension shall be the higher of the following:
  1. the monthly pension computed at the earliest time the member could have retired had been separated from self-employment or ceased to be self-employed plus all adjustments thereto; or
  2. the monthly pension computed at the time when the member actually retires.
A pensioner who retires more than once shall be entitled to the higher of:
  1. the monthly pension computed for the first retirement claim; or
  2. the re-computed monthly pension for the new claim.
How is the monthly pension paid?
The monthly pension is paid thru the member’s designated bank. He is allowed to choose the bank nearest his residence thru which he wishes to receive his pension benefits under the “Mag-impok sa Bangko” program. This became mandatory effective September 1,1993.
A member must open a single savings account and must submit to the SSS his savings account number and a photocopy of his passbook upon filing of his application. The original copy of the passbook must be presented for authentication purposes.
Upon approval of the claim, the SSS will mail a notice voucher to the claimant informing when to withdraw the benefit from the bank.

SSS RETIREMENT BENEFIT

Aside from the retirement benefit, what else can a retiree receive?
The retiree is entitled to a 13th month pension payable every December. All retiree pensioners prior to the effectivity of RA 7875 on March 4, 1995 are automatically considered members of PhilHealth and he and his legal dependents are entitled to its hospitalization benefits. On the other hand, retirees effective March 4,1995 up to the present will be entitled to hospitalization benefits under PhilHealth only if they have contributed 120 monthly Medicare contributions. The counting of 120 monthly contributions shall start in 1972, when the Medical Care Act of 1969 started implementation.
A copy of DDR print-out indicating the type of claim is retirement in nature and the effectivity date of pensioner in its absence a copy of retiree-pensioner certification issued by SSS shall be required. They need to register under Philhealth for the issuance of a Philhealth ID card.
Are the children of a retiree member entitled to the dependent's pension?
The legitimate, legitimated, or legally adopted and illegitimate children, conceive on or before the date of retirement of a retiree will each receive dependents’ pension equivalent to 10 per cent of the member’s monthly pension or P250, whichever is higher.
Only five minor children, beginning from the youngest, are entitled to the dependents’ pension. No substitution is allowed.
If there are more than five dependents, the legitimate, legitimated or legally adopted children shall be preferred.
For how long will the dependent child receive his pension?
The dependents’ pension stops when the child reaches 21 years old, gets married, gets employed or dies. However, the dependents’ pension is granted for life for children who are over 21 years old, provided they are incapacitated and incapable of self-support due to physical or mental defect which is congenital or acquired during minority.
What will happen to the monthly pension of a retiree in case of death?
Upon the death of a retiree pensioner, the primary beneficiaries as of the date of retirement shall be entitled to 100 per cent of the monthly pension and the dependents to the dependents’ pension.
If the retiree pensioner dies within sixty (60) months from the start of the monthly pension and has no primary beneficiaries, the secondary beneficiaries shall be entitled to a lump sum benefit equivalent to the total monthly pensions corresponding to the five-year guaranteed period excluding the dependents’ pension.
What documents are needed in filing for a retirement benefit?
  1. Retirement claim application (SSS Form DDR-1);
  2. DDR Savings Account form;
  3. Certificate of Separation from last employer (for members less than 65 years old);
  4. Passbook (if pension);
  5. Certified true copies of birth or baptismal certificate of dependent children;
  6. Certificate of cessation of business or practice of profession (for self-employed less than 65 years old);
  7. Certified true copy of Marriage certificate (if with dependent children)
  8. Proofs of filiation for illegitimate dependent children; and
  9. SSS digitized or E-6 (acknowledgement stub) with two valid IDs, one of which with recent photo.
Where can a member file his retirement application?
Applications forms for retirement benefit are filed at any SSS branch or representative office.

AFFIDAVIT OF LOSS

AFFIDAVIT OF LOSS


 I, ____________________________, of legal age, Filipino, single/married, and resident of
___________________________________________________, after being duly sworn according to law,
hereby depose and state that:

1. I am the [holder / custodian / registered owner] of [Describe here the item/document/paperlost including Serial No., if any (Example: Passbook No. 12345, ATM Card No. 12345678, Credit Card No. 123-
456-7890, Passport No. AA123456)] issued by the [Insert Name of Issuing Company / Office /Department
(Example: Banco de Oro, Department of Foreign Affairs, etc.)] on [date of issuance] at [place of issuance, if
any].

2. Sometime in [State here approximate time (i.e. day/month/year) of loss], I lost the above[Insert name of item/document/paper] under the following circumstances:

[Here briefly narrate how the item, document or paper got lost or was probably lost]

3. Despite diligent efforts exerted, I could no longer locate, find or recover the said [Insert name of item/document/paper], and to the best of my knowledge, the same is truly lost.

4. The said [Insert name of item/document/paper] has not been confiscated by any officer of the law or the issuing office or agency due to the violation of any law, statute, order, rule or regulation.

 5. In the event that the lost [Insert name of item/document/paper] should hereafter be found or located, I undertake to forward or surrender the same to [Insert Name of Issuing Company / Office / Department] for appropriate disposal.

 6. I am executing this Affidavit to attest to the truth of the foregoing statements and to request the issuance of a new [Insert name of item/document/paper] in lieu of the one which was lost.

 AFFIANT FURTHER SAYETH NAUGHT.

IN WITNESS WHEREOF, I have hereunto set my hand this ____________________ at
_________________________.



[Signature above Printed Name of Affiant]
Affiant

 SUBSCRIBED AND SWORN to before me this ____________________, affiant exhibited to me
his/her Competent Evidence of Identity by way of __________________ issued at ______________ on
__________________.


Doc. No. ______;
Page No. ______;
Book No. ______;
Series of ______.

SSS MATERNITY BENEFIT

What is the maternity benefit?
The maternity benefit is a daily cash allowance granted to a female member who was unable to work due to childbirth or miscarriage.
What are the qualifications for entitlement to the maternity benefit?
  1. She has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
  2. She has given the required notification of her pregnancy through her employer if employed, or to the SSS if separated, voluntary or self-employed member.
Is the voluntary or self-employed member also entitled to the maternity benefit?
Yes, A voluntary or a self-employed member is entitled to the maternity benefit provided that she meets the qualifying conditions.
How much is the maternity benefit?
The maternity benefit is equivalent to 100 per cent of the member’s average daily salary credit multiplied by 60 days for normal delivery or miscarriage, 78 days for caesarean section delivery.
How is the maternity benefit computed?
  1. Exclude the semester of contingency (delivery or miscarriage).

        A semester refers to two consecutive quarters ending in the quarter of contingency.
        A quarter refers to three consecutive months ending March, June, September or December.
  2. Count 12 months backwards starting from the month immediately before the semester of contingency.
  3. Identify the six highest monthly salary credits within the 12-month period.

    Monthly salary credit means the compensation base for contributions benefits related to the total earnings for the month. Please refer to the table below.
     
    Range of
    Compensation
    Monthly
    Salary Credit
    1,000 - 1,249.991,000
    1,250 - 1,749.991,500
    1,750 - 2,249.992,000
    2,250 - 2,749.992,500
    2,750 - 3,249.993,000
    3,250 - 3,749.993,500
    3,750 - 4,249.994,000
    4,250 - 4,749.994,500
    4,750 - 5,249.995,000
    5,250 - 5,749.995,500
    5,750 - 6,249.996,000
    6,250 - 6,749.996,500
    6,750 - 7,249.997,000
    7,250 - 7,749.997,500
    7,750 - 8,249.998,000
    8,250 - 8,749.998,500
    8,750 - 9,249.999,000
    9,250 - 9,749.999,500
    9,750 - 10,249.9910,000
    10,250 - 10,749.9910,500
    10,750 - 11,249.9911,000
    11,250 - 11,749.9911,500
    11,750 - 12,249.9912,000
    12,250 - 12,749.9912,500
    12,750 - 13,249.9913,000
    13,250 - 13,749.9913,500
    13,750 - 14,249.9914,000
    14,250 - 14,749.9914,500
    14,750 - O V E R15,000
  4. Add the six highest monthly salary credits to get the total monthly salary credit.
  5. Divide the total monthly salary credit by 180 days to get the average daily salary credit. This is equivalent to the daily maternity allowance.
  6. Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.
For example, let us say that an SSS member gives birth in December 2004.
  1. The semester of contingency would be from July 2004 to December 2004
  2. The 12-month period before the semester of contingency would be from July 2003 to June 2004
  3. Let us assume that the six highest monthly salary credits are P15,000 each. Thus, the total monthly salary credit would be P90,000 (P15, 000 x 6).
  4. The daily maternity allowance would be P500 (P90,000/180).
  5. The total maternity benefit due would be P30, 000 (P500 x 60 days) for normal delivery or P39,000 (P500 x 78) for caesarian cases.

SSS SICKNESS BENEFIT

How would an employed member be paid his sickness benefit?
The payment of the daily sickness allowance is advanced by the employer every regular payday. The SSS will then reimburse the employer of the amount legally advanced upon receipt of satisfactory proof of such payment and legality thereof.
The SSS will reimburse the employer only for confinements within the one year period immediately preceding and the date the claim for benefit or reimbursement is received by the SSS, except for confinements in hospital (i.e. SSS receives the employer’s reimbursement claim on Oct. 3, 2004 for the sickness period September 23 to Oct. 14, 2003. The employer will be reimbursed for the period Oct. 4 to 14,2003 only as Sept. 23 to Oct. 3, 2003 falls outside the prescribed one-year period for reimbursement claim.
How about the unemployed, self-employed or voluntary member?
The sickness benefit will be paid directly by the SSS to the unemployed, self-employed or voluntary members.
What is the prescribed period of filing for a member who is confined in a hospital?
For hospital confinement, the claim for benefit must be filed within one (1) year from the last day of confinement from the hospital. For home confinement, the claim for reimbursement by the employer must be filed within one (1) year from the start of illness. Failure to file the claim within the prescribed period will result to denial of the claim.
What forms are needed in filing for sickness benefit?
  1. For the employed member
    a. SSS Form CLD-9N (Sickness Notification).
    For the employer
    b. SSS Form B-304 (Sickness Benefit Reimbursement Application).
  2. For the unemployed/self-employed/voluntary membera. SSS Form CLD-9A (Sickness Benefit Claim for Unemployed/Self-employed/Voluntary Members)
    b. SSS Form MMD-102 (Medical Certificate)
  3. Other documents:
  1. For unemployed members
  • Certification from last employer showing the effective date of separation from employment or notice of the company’s closure/strike or certification from the Department of Labor and Employment that the employee or employer has a pending labor case.
  • Certification that no advance payment was granted, if the date of separation form employment is within the confinement period being applied for.
  • Presentation of the SS Digitized ID/SSS Form E-6 (acknowledgment stub) with 2 valid Ids, one of which with the recent photo. To ensure receipt of benefits by members, authorized company representatives who file sickness benefit claims shall present the members’ SS digitized ID or E-6 (acknowledgement stub) with two valid Ids (at least one with photo). This requirement is in addition to the presentation by the company representative’s own SSS digitized ID and blue card.
Where does the member file his claim for sickness benefit?
For the employed/separated member - claims may be filed at the nearest SSS office. However, processing will be done at the branch where the employer and employee records are based.
For the voluntary/self-employed member - claims may be filed at the SSS office nearest the members residence. However, processing will be done at the branch where the record is based.
 
List of accredited banks:
  1. Al-Amanah Islamic Investment Bank of the Philippines
  2. Allied Banking Corporation
  3. Asia United Bank Corporation
  4. Bank of Commerce
  5. Bank of the Philippine Islands
  6. Century Savings Bank
  7. China Banking Corporation
  8. Citystate Savings Bank, Inc
  9. Country Rural Bank of Taguig Inc.
  10. Eastwest Bank
  11. Land Bank of the Philippines
  12. Maybank Philippines Inc.
  13. Metropolitan Bank & Trust Company
  14. Philippine Bank of Communications
  15. Philippine Business Bank
  16. Philippine National Bank
  17. Philippine Postal Savings Bank
  18. Philippine Savings Bank
  19. Philippine Veterans Bank
  20. RCBC Savings Bank, Inc.
  21. Rizal Commercial Banking Corporation
  22. Rural Bank of Pililia Inc.
  23. Security Bank and Trust Company
  24. Standard Chartered Banking Corporation
  25. Union Bank of the Philippines

SSS SICKNESS BENEFIT

What is the sickness benefit?


The sickness benefit is a daily cash allowance paid for the number of days a member is unable to work due to sickness or injury.

How does an SSS member qualify for the sickness benefit?

  1. unable to work due to sickness or injury and confined either in a hospital or at home for at least four days;
  2. at least three months of contributions within the 12 month period immediately before the semester of sickness has been paid;
  3. all company sick leaves with pay for the current year has been used up;
  4. the employer has been notified, or, if a separated, voluntary or self-employed member, the SSS directly.
How much sickness benefit is a member entitled to receive?
The amount of a member’s sickness benefit per day is equivalent to ninety percent (90%) of the member’s average daily salary credit.
How is the sickness benefit computed?
  1. Exclude the semester of sickness.

        A semester refers to two consecutive quarters ending in the quarter of sickness.
        A quarter refers to three consecutive months ending March, June, September or December.
  2. Count 12 months backwards starting from the month immediately before the semester of sickness.
  3. Identify the six highest monthly salary credits within the 12-month period.
    Monthly salary credit means the compensation base for contributions and benefits related to the total earnings for the month. (The maximum covered earnings or compensation is P15,000 effective Jan 1, 2002).
    Please refer to the following table:
    Range of
    Compensation
    Monthly
    Salary Credit
    1,000 - 1,249.991,000
    1,250 - 1,749.991,500
    1,750 - 2,249.992,000
    2,250 - 2,749.992,500
    2,750 - 3,249.993,000
    3,250 - 3,749.993,500
    3,750 - 4,249.994,000
    4,250 - 4,749.994,500
    4,750 - 5,249.995,000
    5,250 - 5,749.995,500
    5,750 - 6,249.996,000
    6,250 - 6,749.996,500
    6,750 - 7,249.997,000
    7,250 - 7,749.997,500
    7,750 - 8,249.998,000
    8,250 - 8,749.998,500
    8,750 - 9,249.999,000
    9,250 - 9,749.999,500
    9,750 - 10,249.9910,000
    10,250 - 10,749.9910,500
    10,750 - 11,249.9911,000
    11,250 - 11,749.9911,500
    11,750 - 12,249.9912,000
    12,250 - 12,749.9912,500
    12,750 - 13,249.9913,000
    13,250 - 13,749.9913,500
    13,750 - 14,249.9914,000
    14,250 - 14,749.9914,500
    14,750 - O V E R15,000

  4. Add the six highest monthly salary credits to get the total monthly salary credit.
  5. Divide the total monthly salary credits by 180 days to get the average daily salary credit.
  6. Multiply the average daily salary credit by 90 percent to get the daily sickness allowance.
  7. Multiply the daily sickness allowance by approved number of days to arrive at the amount of benefit due.
For example, let us say that an SSS member gets sick or injured in October 2004 for 20 days:
  1. The semester of sickness would be from July 2004 to December 2004.
  2. The 12-month period would be from July 2003 to June 2004 within which the six highest monthly salary credits will be chosen.
  3. Let us assume that the six highest monthly salary credits are P15, 000 each. The total monthly credit would be P90, 000 (P15, 000 x 6).
  4. The total monthly salary would be divided by 180 to get the average daily salary credit or P500 (P90, 000/180).
  5. The sickness benefit due is P9,000 (P450 x 20 days).
How many days in a year can a member avail himself of the sickness benefit?
A member can be granted sickness benefit for a maximum of 120 days in one calendar year. Any unused portion of the allowable 120 days sickness benefit cannot be carried forward and added to the total number of allowed compensable days for the following year.
The sickness benefit shall not be paid for more than 240 days on account of the same illness. If the sickness or injury still persists after 240 days, his claim will be considered a disability claim.
Who should an employee notify regarding his sickness or injury?
A member should notify the employer within five (5) calendar days after the start of sickness or injury. The employer, in turn, must notify the SSS of the confinement within (5) calendar days after receipt of the notification from the employee member.
Notification to the employer is not necessary if the member’s confinement is in a hospital or if the member got sick or was injured while working or was within the company premises. In this case, the employer must notify the SSS within five (5) calendar days from the start of the employee’s sickness or injury while working or was within the company premises.
What is the procedure for notification for unemployed, self-employed and voluntary members?
Unemployed, self-employed or voluntary paying members should notify the SSS directly within five (5) calendar days after the start of confinement, unless such confinement is in the hospital,in which case, notification is not necessary.
What are the effects of failure or delay in notification?
  1. If the employee notifies the employer, or the SSS, in the case of an unemployed, self-employed or voluntary paying member, beyond the prescribed five-day period, the confinement shall be deemed to have started not earlier than the fifth day immediately preceding the date of notification.
  2. If the employer notifies the SSS beyond the five (5) calendar days after the receipt of the notification from the employee, the employer shall be reimbursed only for each day of confinement starting from the 10th calendar day immediately preceding the date of notification to the SSS.
  3. If the employee has given the required notification to the employer, but the employer fails to notify the SSS of the confinement within the prescribed period resulting in the reduction of the benefit or denial of the claim, the employer shall have no right to recover the daily sickness allowance advanced to the employee.

POWER OF ATTORNEY

GENERAL POWER OF ATTORNEY

            That I, _________________, do by these presents appoint ________________, Attorney-In-Fact for and in my name and for my use and benefit to demand, sue for, collect, and receive all such sums of money, debts, dues, accounts, legacies, bequests, interests, dividends, annuities, and demands whatsoever, as are now or shall hereafter become due, owing, payable, or belonging to me and have, use, and take all lawful ways and means in my name or otherwise for the recovery thereof by attachment, arrest, or otherwise, and to compromise and agree for the same, and to make and deliver discharges for the same for me and in my name; to contract for, purchase, receive, and take lands, tenements, and hereditaments, and accept the seisin and possession of all lands, and all deeds and other assurances in the law therefore, and to lease, let, sell, release, convey, mortgage, convey by way of deed of trust, and hypothecate lands, tenements, and hereditaments upon such terms and conditions, and under such covenants as he shall think fit; also to bargain for, buy, sell, mortgage, hypothecate, and in any way and every way and manner deal in and with goods, wares, and merchandise, chooses in action, and other property in possession or in action, and to do every kind of business of what nature or kind whatsoever; and also for me and in my name, and as my act and deed, to make, sign, seal, execute, acknowledge, and deliver deeds, leases and assignments of leases, covenants, indentures, agreements, mortgages, deeds of trust, and reconveyances thereunder, hypothecations, bottomries, charter-parties, bills of lading, bills, bonds, notes, receipts, evidences of debt, releases and satisfaction of mortgage, judgments, and other debts, and such other instruments in writing of whatever kind and nature as may be necessary, convenient, or proper in the premises including assignments of accounts receivable, notices of the expected assignments of such accounts, and cancellation of such notices; also in case of loss by fire, or otherwise, to adjust insurance losses.
            GIVING unto my said Attorney-In-Fact full power to perform every act and thing which he may think necessary to be done in and about the premises, as fully to all intents and purposes as I might or could do if personally present, hereby ratifying and confirming all that my said Attorney-In-Fact shall lawfully do or cause to be done by virtue of these presents.
            This Power of Attorney shall expire __________________.
            IN WITNESS WHEREOF I have hereunder set my hand this ____ day of ________________.

                                                        






On ___________________, before me _______________________________, a notary public, personally appeared _________________________, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct.

WITNESS my hand and official seal.


Signature________________________________     (Seal)



CIVIL SERVICE EXAMINATION

PROCESSING OF EXAMINATION APPLICATION (CAREER SERVICE EXAMINATION-PAPER AND PENCIL TEST) (PROFESSIONAL OR SUBPROFESSIONALTEST)


Schedule of Availability of Service:
Monday to Friday
8:00 a.m. – 5:00 p.m. without noon break

Who May Avail of the Service:
  Filipino Citizen, at least 18 years old, and of good moral character.
  Has no criminal record, or has not been convicted by finaljudgment of an offense or crime involving moral turpitude.
  Has not been dishonorably discharged from military service, or dismissed for cause from any civilian position in the government. Has not taken the same
  level of career service examination within three (3) months from the last examination taken.

What are the Requirements:
1.    Fully accomplished application form (CS Form No. 100 Revised November 2012).  The spaces for “Signature of Applicant” and “Right Thumbmark” on the form should be left blank.  These shall be accomplished in the presence of the CSC processor.
2.    Four (4) copies of identical pictures with specificationas follows:
       -  Philippine passport size (4.5 cm x 3.5 cm  or  1.8 inches x 1.4 inches)
       -  colored, with white background
       -  printed on good quality photo paper
       -  in standard close-up shot (from shoulder level up with the head and face occupying at least 80% of the picture and with the name tag position
          at approximately 1 inch or  2.54 cm below the chin);
       -  in bare face (with no eyeglasses or any accessories that may cover the facial features);
       -  showing left and right ears;
       -  taken in full-face view directly facing the camera
       -  with neutral facial expression and both eyes open
       -  with full and handwritten (not computer-generated) name tag in the format: First Name, Middle Initial, Last Name, and Extension Name, if any
          (e.g. JUAN C. DELA CRUZ, JR.), and signature over printed name
       -  taken within the last three (3) months prior to filing of application
3.   Original and photocopy of any valid ID containing applicant’s clear picture, date of birth, signature, and signature of the authorized head of the issuing agency such as Driver’s License, SSS ID, GSIS ID, Philhealth ID, current Company/OfficeID, current School ID, Postal ID, BIR ID, Barangay ID, Voter’s ID, Valid Passport, or Police Clearance (Note:  Any other ID not included in the list shall NOT be accepted.)

       -  IDs lacking information, particularly the applicant’s date of birth, should be supported by Birth Certificate issued/authenticated
          by the National Statistics Office(NSO) or Local Civil Registrar (LCR).

SSS PREMIUM


If you are self-employed, you will need to pay the premium on the RIGHT most column under the SE/VM/OFW.

If you are an OFW, you will need to pay PhP 550 at least. Your column is on the RIGHT most column and yellow in color.

AFFIDAVIT OF LOSS (ATM, ID)

REPUBLIC OF THE PHILIPPINES)
CITY OF QUEZON                   ) S.S.
x----------------------------------x
  


AFFIDAVIT OF LOSS 


   I, ___________, of legal age, Filipino, single and a resident of ___________, after having been duly sworn to in accordance with law, depose and state THAT:

1. I was issued with:
(1) ___________________________________
(2) ___________________________________
(3) ___________________________________
(4) ___________________________________

2. Recently, I had tried to look for the said items but the same could not be found;

3. Despite diligent search and efforts to locate the said items, I could not find the same such that I believe that they are now lost beyond recovery; 

4. As such, I am executing this affidavit to attest to the foregoing facts and to support the application for the issuance of a new one in lieu of the one which was lost. 

IN WITNESS WHEREOF, I have hereunto set my hand this __________ in ___________, Philippines.




____________________
Affiant

  SUBCRIBED AND SWORN TO before me this ___________________ in _________________, Philippines, affiant exhibiting to me his valid proof of identification.

Doc. No. _____;
Page No. _____;
Book No. _____;
Series of 2013.


GLOBE FREE FACEBOOK HACK

I discovered that Facebook is still free on Globe Prepaid Accounts as of 7/18/2014.

STEP 1: Install the Facebook standalone application on your iOS and Android Phone
STEP 2: Maintain 1 PhP.
STEP 3: Surf for free! Don't click any outgoing links.